Features

Rooms: 3
Baths: 2
Surface: 92 m²
Property Type: House
Price: $45,000 USD
Construction type: Masonry (Concrete Slab)
Property state: Good
Date of Publication: 20/10/2026

Location

Area: Boca de Camarioca, Cárdenas, Matanzas

The circle marks the approximate area, not the exact address.

Property Description

I present to you an excellent opportunity to acquire a house in Cárdenas, Matanzas, ideal for families seeking comfort and functionality. This property features a practical design that includes a porch, living room, and dining room, as well as three cozy bedrooms and two bathrooms. The house is complemented by two kitchens, making meal preparation and family moments enjoyable. Among the standout features of this home, you will find a laundry terrace and two utility rooms, one on the roof and another on the ground floor, providing additional storage space. It also has a side hallway that gives access to the roof via a service staircase. For added convenience, the property is equipped with two elevated tanks, 2 split air conditioners (1 ton and 1.5 tons), and a 3/4 ton air conditioner, ensuring a cool environment during hot days. The sale includes a variety of appliances and useful items, such as three flat-screen televisions, two refrigerators, two washing machines (automatic and semi-automatic), a microwave, an air fryer, a pressure cooker, a rice cooker, and a gas stove. Additionally, there is an uncovered space that can be used for a small garage. Don’t miss the opportunity to acquire this property that combines comfort and functionality. Contact me for more information and to schedule a visit.

Extras

Water Tank installed
220v electricity
Dining Room
Open rooftop
Terrace
Private street entrance
Porch
Air Conditioned
Hot Water
Lateral Corridor
Furnished
Appliances
Beach Zone

How much does it cost to buy it?

What you need to have ready on signing day at the notary. From 21 October 2026 the tax is charged on the declared price, or on the cadastral value if higher (Law 187/2026).

Price to be declared in the deed (CUP)

As a starting point we put this home's reference value, 1,620,000 CUP (Resolución 313/2024 table, the previous rule), as an indicative figure only: it is no longer a minimum. Enter the price you will declare.

Without the cadastral value, the tax is worked out on this price. If the cadastral value turns out higher, it is charged on that.

Cadastral value (CUP, optional)

It appears on the home's cadastral certificate (Resolution 15/2026). If it is higher than the price, the tax is charged on it.

Total to close the purchase 1,684,800 CUP Manager's check + buyer's tax

Manager's check (cheque de gerencia) 1,620,000 CUP

The price declared in the deed.

Buyer's tax (4%) 64,800 CUP

On the declared price, or on the cadastral value if higher (Law 113, art. 44, as amended by Law 187).

Pay through Transfermóvil (−3%)

What the seller pays (4%) 64,800 CUP

It does not come out of your pocket, but it helps you negotiate the price.

Already sold another home this year (8%)

Adjust the figuresHouse, concrete roof · 3 bedrooms · ×6

Type of home and roof

Bedrooms

Zone (the resolution's multiplier)

This listing's area: Boca de Camarioca, Cárdenas (×6).

Garage or parking space +15,000 Yard or garden +17,500

What is the manager's check and how do you get it?

It is a payment instrument the bank issues to pay for the home. Ley 187, the Housing Law (article 90.1), requires the price to be paid with the instruments or credit titles of banking legislation or any other means that is not cash, whatever the amount.

To get it, the money has to be in a bank account or branch: the bank issues the instrument and the document evidencing the payment, and that document is shown to the notary.

Before handing over any money, confirm with your bank and the notary which instrument matches your transaction and how the payment will be made at signing.

How the price and the payment are documented

What paperwork you need

There is no single checklist for everybody, but the notary starts from this:

The identity and legal capacity of the buyer and the seller.
The title to the home, recorded in the Registro Central de la Propiedad de Bienes Inmuebles, with any charges and with building works brought up to date.
The bank document evidencing that the money for the price exists.
If somebody signs for another person, the power of attorney that authorises them.
The home's cadastral certificate and proof of the taxes: the seller must have them paid, and anything owed on the home's purchase price settled, before signing (Ley 187, article 90.2).

The notary decides which documents your case needs.

Full guide to buying a house in Cuba

See the detailed calculation

Indicative estimate; confirm it with the notary.