Features

Rooms: 5
Baths: 3
Property Type: House
Price: $180,000 USD
Date of Publication: 15/10/2026

Location

Area: Varadero, Cárdenas, Matanzas

The circle marks the approximate area, not the exact address.

Property Description

I present to you an excellent opportunity to acquire a house in Cárdenas, Matanzas, that combines comfort and functionality. This property is located on the second floor and offers a well-distributed design, ideal for a family. It features three bedrooms, one of which has its own private bathroom, while the other two share an intermediate bathroom. The living room and dining area are cozy spaces, perfect for enjoying family moments. The property stands out for its spacious terrace, equipped with a beach shower and a balcony that offers views of the southern sea, creating a perfect environment for relaxation and outdoor enjoyment. Additionally, there is a spiral staircase leading to a free third floor, which provides panoramic views and can be transformed into a resting area or an additional terrace. On the first floor, there is a utility room and a small kitchen with a bathroom, which can be adapted as a guest room or according to the new owner's needs. The property's documentation is in order, including the title of ownership and the construction license, which the new owner can renew after the property transfer. The sale includes a central heater, three split air conditioners, a refrigerator, and a gas stove, adding value and comfort to this offer. Don't miss the opportunity to make this house your new home. Contact me for more information.

Extras

Water Tank installed
Running Water all day
220v electricity
Dining Room
Open rooftop

How much does it cost to buy it?

What you need to have ready on signing day at the notary. From 21 October 2026 the tax is charged on the declared price, or on the cadastral value if higher (Law 187/2026).

For the starting figure (the reference value of the previous rule) one detail the listing does not give is missing: the type of roof. Choose it just below, or type the price to be declared directly.

Adjust the figures4 bedrooms · ×6

Type of home and roof

Bedrooms

Zone (the resolution's multiplier)

This listing's area: Varadero, Cárdenas (×6).

Garage or parking space +15,000 Yard or garden +17,500

Price to be declared in the deed (CUP)

Cadastral value (CUP, optional)

It appears on the home's cadastral certificate (Resolution 15/2026). If it is higher than the price, the tax is charged on it.

Total to close the purchase — CUP Fill in the missing detail to see the total

Manager's check (cheque de gerencia) — CUP

The price declared in the deed.

Buyer's tax (4%) — CUP

On the declared price, or on the cadastral value if higher (Law 113, art. 44, as amended by Law 187).

Pay through Transfermóvil (−3%)

What the seller pays (4%) — CUP

It does not come out of your pocket, but it helps you negotiate the price.

Already sold another home this year (8%)

What is the manager's check and how do you get it?

It is a payment instrument the bank issues to pay for the home. Ley 187, the Housing Law (article 90.1), requires the price to be paid with the instruments or credit titles of banking legislation or any other means that is not cash, whatever the amount.

To get it, the money has to be in a bank account or branch: the bank issues the instrument and the document evidencing the payment, and that document is shown to the notary.

Before handing over any money, confirm with your bank and the notary which instrument matches your transaction and how the payment will be made at signing.

How the price and the payment are documented

What paperwork you need

There is no single checklist for everybody, but the notary starts from this:

The identity and legal capacity of the buyer and the seller.
The title to the home, recorded in the Registro Central de la Propiedad de Bienes Inmuebles, with any charges and with building works brought up to date.
The bank document evidencing that the money for the price exists.
If somebody signs for another person, the power of attorney that authorises them.
The home's cadastral certificate and proof of the taxes: the seller must have them paid, and anything owed on the home's purchase price settled, before signing (Ley 187, article 90.2).

The notary decides which documents your case needs.

Full guide to buying a house in Cuba

See the detailed calculation

Indicative estimate; confirm it with the notary.